2021学年Unit 5 The Value of Money同步训练题

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十七 Unit 5 Perid 1
Ⅰ. 阅读理解
A
In 2009 a grup f parents in Lymingtn started sharing wrries abut their children’s mney-management skills. Pcket mney was nw stred in a building sciety rather than a piggy bank (储蓄罐); husehld shpping was dne nline; the children rarely saw their parents handling cash. They were spending nline, t. Mney had becme intangible. Hw, then, were children t learn its value?
The answer they came up with was GHenry, an app nw available in America as well as Britain. It is designed t help yung peple learn gd spending habits thrugh real-wrld mney activities. Parents sign up with their wn bank accunts and pay a mnthly fee f ￡2. 99 r $3. 99 fr each child aged six r ver. Adults and children dwnlad separate versins. Parents can schedule pcket mney and set chres. When thse are marked as dne, the child is paid the agreed amunt. Parents can see what the child has bught and where. And they can chse where the card can be used: in shps, nline r at ATMs.
Children get cards printed with their names. They can put mney in savings pts, view their spending and balances, and set savings targets. “They culd decide t save ten dllars fr a friend’s birthday in fur weeks’ time, r set a gal at 12 t have $2, 000 t buy a car at age 18, ” says Dean Brauer, ne f GHenry’s funders. “The app tells them hw much t save each week t meet their gal. ”
A big benefit f such apps is that they inspire family cnversatins abut mney. Accrding t the latest research, mre than half f British parents find the subject hard t discuss with their children. And yet mst agree that children’s attitudes t mney are frmed in their early years.
Sme GHenry custmers are wealthy parents wh wrry that their children will grw up with little knwledge f mney. Others have slim incmes but regard the app as a preparatin fr their children’s future. Sme say that they have been in debt and want their children t avid that mistake when they grw up; thers say that the app is cst-effective because their children learn t plan t spend mney. Even thugh yung peple n lnger tuch and hld mney, they can still be taught t handle it well.
【语篇概述】本文是一篇说明文。介绍了一种帮助年轻人学习理财的手机应用程序。
1. What des the underlined sentence suggest?
A. Mney n lnger existed physically.
B. Mney was spent by children.
C. Mney tk n a fashinable lk.
D. Mney became less valuable.
【解析】选A。词义猜测题。根据第一段中的“Pcket mney was nw stred in a building sciety rather than a piggy bank; husehld shpping was dne nline; the children rarely saw their parents handling cash. They were spending nline, t. ”可知, 第一段介绍了种种有关金钱花费的方式, 如今的钱已不再以现金形式存在, 以无形的方式存在。故选A。
2. What is the purpse f GHenry app?
A. T update peple’s idea f mney.
B. T educate kids n mney management.
C. T prmte parent-kid relatinship.
D. T build up wealth in American families.
【解析】选B。推理判断题。根据第二段中的“It is designed t help yung peple learn gd spending habits thrugh real-wrld mney activities. ”可知, GHenry app的目的是教育孩子理财。故选B。
3. Hw d parents r children benefit frm GHenry?
A. Parents mnitr children’s using f mney.
B. Children have freedm t earn extra mney.
C. Parents lend much mney t children in relief.
D. Children turn t saving instead f spending.
【解析】选A。推理判断题。根据文中第二段中的“Parents can see what the child has bught and where. And they can chse where the card can be used: in shps, nline r at ATMs. ”可知, 父母可以看到孩子买了什么, 在哪里买的。他们还可以选择卡的使用地点: 商店、网上或自动取款机。故选A。
4. What is the best reasn fr the ppularity f GHenry amng parents?
A. It brings t the table the tpic f mney.
B. It trains kids t deal with mney wisely.
C. It ensures a successful future fr children.
D. It makes it pssible fr kids t get wealthy.
【解析】选B。推理判断题。根据最后一段中的“Sme say that they have been in debt and want their children t avid that mistake when they grw up; thers say that the app is cst-effective because their children learn t plan t spend mney. Even thugh yung peple n lnger tuch and hld mney, they can still be taught t handle it well. ”可知, GHenry在父母中受欢迎的原因是: 它训练孩子们明智地理财。故选B。
B
Tw graduates frm Cambridge University in the United Kingdm fund themselves abut t graduate, yet with lans t pay ff. The pair decided t begin a strange, year-lng prject t battle their debt.
The men, Rss Harper and Edward Myse, set up the website BuyMyFace. cm last Octber as a way t get rid f the ￡50, 000 they shared as student lans. The idea behind the prject was t earn mney by selling their faces as advertising space every day fr a year. Each day, they advertise a different business by painting the brand’s name r lg nt their faces and uplad the pictures t the hmepage f BuyMyFace. cm, adding a link t the advertiser’s website and including a shrt piece f text abut it. After they paint their faces and publish them n the website, Harper and Myse g ut t highly ppulated areas such as music festivals and theme parks t maximize their faces’ expsure. They hpe mre peple will pay attentin t the advertisements n their faces.
At this time, Harper and Myse have advertised their faces fr ver fur mnths withut skipping a day and they’re mre than halfway t their gal. Thugh they first started charging a minimum f abut ￡1. 60 per cmpany, the prices have risen as their ppularity increases. Fr advertising space during the rest f April, they range between ￡250 and ￡750. Terri L. Rittenburg, assciate prfessr f marketing at the University f Wyming, said that she had heard f peple tatting (文身) lgs n themselves befre, but this idea is much better. Accrding t her, at first the idea wuld be new and unusual and attract attentin. Peple are interested in this particular style f advertisement and wuld like t try what they advertise. But she is unsure hw lng it wuld last.
At least fr nw, cmpanies that have bught Harper and Myse’s faces have written psitive cmments n the pair’s website. “We had a three percent increase in website traffic n the very day and fr tw days mre afterwards, ” said ne f the cmpanies.
【语篇概述】本文是一篇记叙文, 讲述了两个年轻人通过在自己的脸上做广告赚钱的故事。
5. Harper and Myse g t highly ppulated areas t ______.
A. ffer their help B. make mre friends
C. shw their facesD. raise mre mney
【解析】选C。细节理解题。根据第二段倒数第二句“Harper and Myse g ut t highly ppulated areas such as music festivals and theme parks t maximize their faces’ expsure. ”可知, 哈珀和莫伊斯前往人口稠密的地区是为了展示自己的脸, 故C项正确。
6. We can infer frm the passage that the tw yung men ______.
A. get n well with their prject
B. wrk hard except n hlidays
C. plan t pen their wn cmpany
D. may clse their website in future
【解析】选A。推理判断题。根据第三段中的第二句“the prices have risen as their ppularity increases. ”和倒数第二句“Peple are interested in this particular style f advertisement and wuld like t try what they advertise. ”及最后一段第一句“At least fr nw, cmpanies that have bught Harper and Myse’s faces have written psitive cmments n the pair’s website. ”等细节可知, 人们对他们的人脸广告很感兴趣, 这个创意得到了积极的评价, 而且随着它的流行, 他们的收入也随之增加, 由此可见这两个年轻人的人脸广告项目进展得很顺利, 故A项正确。
7. Why des the men’s idea f advertising prve t wrk?
A. Because an expert has highly praised them.
B. Because peple find it unique and appealing.
C. Because the prducts they advertise are reliable.
D. Because they receive great help frm businesses.
【解析】选B。细节理解题。根据第三段中倒数第三句的“Accrding t her, at first the idea wuld be new and unusual and attract attentin. ”可知, 这两个人的广告创意被证明是有效的是因为人们觉得它很独特, 很有吸引力, 故B项正确。
Ⅱ. 阅读填句
When asked “What’s the biggest mistake we make in life? ”, the Gd replied, “The biggest mistake is that 1 ” Time is free but it’s priceless. Yu can’t wn it, but yu can use it. Yu can’t keep it but yu can spend it. 2
That average persn lives 78 years. We spend mst f ur life sleeping, eating, educating, shpping, caring fr children. . . That leaves us nly with 9 years.
3
There’s gd news and there’s bad news. That bad news is time flies; the gd news is yu’re the pilt. Imagine yu wake up every day with $86, 400 in yur bank accunt(账户). And at the end f the night, it’s all gne whether yu spent it r nt. And then the next day yu get anther $86, 400. What wuld we d with it? 4 S why d we waste it when it cmes t time? Thse secnds are s much mre pwerful than dllars because yu can always make mre mney, but yu can never get mre time. S it’s time fr us t think hw we use ur time.
5 Life teaches us t make gd use f time. And time teaches us the value f the life. And as William Shakespeare said, “Time is very slw fr thse wh want, very fast fr thse wh are frightened, very lng fr thse wh are sad, and very shrt fr thse wh celebrate, but fr thse wh lve, time is eternal(永恒的).
A. yu think yu have time.
B. yu dn’t think yu have time.
C. Hw will we spend that limited time?
D. Life and time are the best tw teachers.
E. Once it’s lst, yu can never get it back.
F. We wuld never waste it if it was mney.
G. Yu can’t get mre time, but yu can get mre mney.
【语篇概述】本文为一篇说明文。说明了时间的重要性, 告诫人们要珍惜时间, 善用时间。
1. 【解析】选A。后文提到“Time is free but it’s priceless. Yu can’t wn it, but yu can use it. ” 时间是免费的, 但它是无价的。你不能拥有它, 但你可以利用它。可知我们最大的错误就是我们认为我们有时间。故选A项。
2. 【解析】选E。上文提到“Yu can’t wn it, but yu can use it. Yu can’t keep it but yu can spend it. ” 你不能拥有它, 但你可以利用它。你不能保留它, 但你可以花费它。所以后面一句应为: 一旦失去它, 你永远无法找回它。故选E项。
3. 【解析】选C。此句开启下文, 上文提到我们的时间很少, 下文提到“S it’s time fr us t think hw we use ur time. ”, 可知在讲如何使用这些有限的时间。此处为总结归纳关系。故应为我们将如何度过这有限的时间的问句。故选C项。
4. 【解析】选F。上文提到我们有很多钱, 下文提到“S why d we waste it when it cmes t time? ” 那么, 我们为什么要浪费时间呢? 可知此处拿钱来比喻时间, 告诉我们不要浪费时间的重要性, 即应为: 如果是钱, 我们永远不会浪费。故选F项。
5. 【解析】选D。下文提到“Life teaches us t make gd use f time. And time teaches us the value f the life. ” 生命教我们充分利用时间。时间教我们生命的价值。即此句为后两句的总结, D选项: “生命和时间是最好的两位老师”符合句意及逻辑关系。故选D项。
【素养培优】
当Henry 发现了信封里的百万英镑的支票时, 他会作何反应呢? 你能来描述一下他当时的心情吗?
It was tw ’clck. Henry culdn’t wait t pen the envelpe. There was nthing but a millin-pund bank nte and a letter which said smething abut the bet made by the tw brthers. Nw he had n chice but t try his frtune. “What shuld I d first? ”he thught. “Maybe I culd treat myself t delicius fd. ”Nt having eaten fr a lng time, he was really hungry. He was abut t find a restaurant fr sme fd when he nticed his rags, s he decided t buy sme decent clthes. He culdn’t help laughing as he imagined hw handsme he wuld lk in his new clthes.
阅读理解
Children may nt be putting cins in piggy banks fr much lnger. With the mve twards a cashless sciety, pcket mney is mving digital.
T reflect this trend, many mbile budgeting apps fr children have sprung up wrldwide: GHenry, Osper, and Gimi, t name but a few. These apps ffer a simple mney management service fr children, ften fr a mnthly fee paid by the parents. Parents can add mney t children’s accunts, set limits and mnitr transactins (交易). Children can chse t save their mney r spend it using a prepaid card.
These apps aim t teach yung children financial cncepts, such as budgeting, interest rates and incme. Fr instance, the Swedish app Gimi—with 1. 2 millin users glbally—has virtual savings jars where children can depsit mney. Parents can pay children interest as they save. There is als a chres feature, where parents can pay children fr cmpleting husehld tasks. The accunt is attached t a prepaid card that is currently available in Sweden nly, but is expected t be launched elsewhere in Eurpe in 2020.
Haglund, CEO f Gimi, believes the app can teach children respnsible spending habits. “Yu dn’t becme better at mney management just because yu have a degree in ecnmics. It’s mre abut the attitude and the relatinship yu have with parents’ mney when yu’re 6 t 12 years ld, ” he says.
But Catherine Winter, managing directr f financial capability at the Lndn Institute f Banking and Finance, warns that while digital tls can help there needs t be a mre structured apprach t financial educatin. The area shuld “have regular, dedicated classrm time and ideally shuld be taught as a standalne subject, ” she said. “Children wuld then have the right cntext and fundatin t get the mst ut f bth the apps and their mney. ”
【语篇概述】本文为说明文, 介绍了网络零钱储蓄罐的兴起及其特点和专家的意见。
1. What des the underlined part “this trend” in Paragraph 2 refer t?
A. Putting cins in piggy banks.
B. Pcket mney mving digital.
C. Mbile budgeting apps springing up.
D. Mney management service being ffered.
【解析】选B。词义猜测题。根据第一段最后一句With the mve twards a cashless sciety, pcket mney is mving digital. 可知, 随着社会向无现金方向的转变, 零花钱正在向数字化转变。所以在无现金社会转型的过程中, 零花钱也开始电子化这一趋势。因此推断this trend指代上文提的零花钱电子化。故选B。
2. What d we knw abut the Swedish app Gimi?
A. It pays children interest as they save.
B. It has 1. 2 millin users all ver Sweden.
C. It can teach children cncepts related t mney.
D. It is attached t a credit card available in Sweden nly.
【解析】选C。细节理解题。从第三段第一句These apps aim t teach yung children financial cncepts, such as budgeting, interest rates and incme. 可知, 这类软件的目的是教会孩子一些与金钱相关的金融概念, 比如预算、利率、收入等。故选C。
3. What can we learn frm Winter’s wrds?
A. Digital tls can help a lt with spending habits.
B. Mney management requires financial capability.
C. A regular classrm-based financial educatin is needed.
D. Children can get the mst ut f their mney with the apps.
【解析】选C。推理判断题。根据最后一段中的But Catherine Winter, managing directr f financial capability at the Lndn Institute f Banking and Finance, warns that while digital tls can help there needs t be a mre structured apprach t financial educatin. 并结合下文The area shuld “have regular, dedicated classrm time and ideally shuld be taught as a standalne subject”可知, 如果要让孩子真正了解金融理财, 只使用抽象的应用软件是不够的, 还需要接受定期的课堂金融教育。故选C。
4. What’s the passage mainly abut?
A. The rise f the digital piggy bank.
B. The trend twards a cashless sciety.
C. The imprtance f financial educatin.
D. The ppularity f mney management apps.
【解析】选A。主旨大意题。通读全文特别是第一段Children may nt be putting cins in piggy banks fr much lnger. With the mve twards a cashless sciety, pcket mney is mving digital. 可知, 本文介绍了网络零钱储蓄罐的兴起及其特点和专家的意见。故选A。