UNIT 2 素养练习(含答案)2026-2027学年外研版九年级英语上册

这是一份UNIT 2 素养练习(含答案)2026-2027学年外研版九年级英语上册，共11页。
UNIT 2 素养练习 第一部分　选择题(共50) 一、阅读理解(共20小题，每小题2；共40) 第一节 A According to the report of China's government, Chinese families spend differently across cities. Beijing and Shanghai top the list with more than 4，500 yuan monthly, while Nanchang is the lowest at about 2，000 yuan. For example, food takes up 30% (1，350 yuan) in Guangzhou's monthly living cost, transport 15% (675 yuan), and education 20% (900 yuan for kids' schooling), and they usually spend 10% (450 yuan) on medical care, and travel plus others take up 25%. Cities like Xiamen and Wuhan have about 3，500 yuan cost, showing balanced spending patterns. 1．(　)The monthly cost in Xi'an is ____ yuan. A．3，500 B．3，000 C．2，500 D．1，500 2．(　)Which city has the highest cost every month? A．Nanjing. B．Beijing. C．Guangzhou. D．Shanghai. 3．(　)A family in Guangzhou spends most on ____． A．transport B．education C．travel D．food 4．(　)What's the report probably about? A．Daily eating. B．Family trip. C．Living level. D．Medical care. B Where do you get your money? Most of you get money from your parents or grandparents. It's nice to have a little bit of pocket money. But how do you spend it? Ella and Jacky are teenagers like you. They spend money in different ways. Jacky likes playing games and sports. But he has trouble with money. He never has enough of it. His parents give him some pocket money. But he spends it very quickly. He buys lots of things, such as video games, snacks and a soccer ball. What should he do? Ella is Jacky's friend. She makes plans for spending her money. She saves some of it. This way, she can use it in the future. She spends money on things she really needs. Her parents say that banks can make her money grow. She wants to open a savings account. She can put her pocket money in it! Spend and save wisely： 5.(　)Jacky is a boy who ____． A．makes plans for spending money B．always has enough money C．spends money quickly D．likes keeping money for the future 6．(　)Why does Ella want to put her pocket money in the bank? A．Because she only spends money on things she really needs. B．Because she wants to buy school things for Jacky. C．Because she wants to watch her money grow. D．Because she has trouble with money. 7．(　)If you want to spend and save money wisely, you need to ____． A．spend money on anything you like B．make a plan before you buy things C．save money and buy nothing D．get into a habit of saving all the money 8．(　) What can be the best title of this passage? A．How to Spend Your Money B．Good Friends Influence Each Other C．Spend Money on the Things You Need D．Trouble with Money C Have you ever thought about how to spend your pocket money wisely? Here is some advice. Make a list. We all have a lot of things that we want. But do you really need them? That's why it is necessary to make a list before you spend money. Start with the thing you want most. You can also write down how much it costs or how important it is in your life. By doing this, you will see if it is really necessary to buy it. Help others. We all know that there are many people in the world who are in need of our help. Helping others brings out the best in us and is one of the greatest joys in our lives. So ponder using your pocket money to do something useful and helpful, and feel that you can make a difference. Save as much as you can. There is an old saying, “Money doesn't grow on trees.” If you spend all your pocket money right away, you'll have no money until your next “pay day”. A wallet might not be the best place to save money, as it can make it easier for you to spend. Get a piggy bank or ask your parents to start a savings account for you. Someday when you look back, you'll get a strong feeling of achievement by saving so much money by yourself! 9．(　)Why should we make a list before spending money? A．To make sure we buy everything we need. B．To help us buy things that we want most. C．To know which thing is the most expensive. D．To know if we have enough money for the things. 10．(　)Which of the following does the writer probably agree with? A．A piggy bank can help us make more money. B．Helping others can bring us great happiness. C．Saving much money can make us healthy. D．A wallet is the best place to save money. 11．(　)Which word is close to the underlined word “ponder”？ A．Expect. B．Prevent. C．Forget. D．Consider. 12．(　) Which is the best title of the text? A．How to Help Others with Pocket Money B．How to Save Pocket Money C．How to Get Pocket Money D．How to Spend Pocket Money D While some young people may know little about the value of money, many have learned it through different kinds of financial (金融的) education. In modern society, more and more people use mobile phones to pay for things instead of cash. Without an exact understanding of money, many young people may not fully understand that mobile payment also uses real money. For example, an 11­year­old boy in the UK spent more than €2，000 on an online game, without thinking about the real financial influence of his mobile payment. So young people who have grown up in cashless societies may have __▲__ understanding of the value of money. However, understanding financial knowledge is not a talent, and everyone can have this ability through learning. With the help of parents, children can develop a habit of saving and learn to manage their own money. Some parents do so through piggy banks and savings accounts. Other parents may use electronic red envelopes to encourage their children to use apps to save money and record their own spending. Also, young people can further develop their understanding of the value of money through schools and governments. Schools can play an important role in teaching financial skills to students. In Denmark, students in grades seven to nine must take financial education. Governments can also give help to the young through programs and activities. For example, Singapore's national financial education programme, MoneySense, developed a new activity to offer people financial knowledge through educational programs on television. In a word, with the efforts of parents, schools and governments, young people can better understand the value of money. 13．(　)What is young people's problem about money today? A．They refuse to use cash. B．They never save money or record their spending. C．They don't have an exact understanding of money. D．They can't see cash in our daily life. 14．(　) Which of the following can be put in __▲__？ A．full B．limited C．simple D．easy 15．(　) How does the writer develop his idea in Paragraph 4? A．By giving examples. B．By comparing facts. C．By making suggestions. D．By asking questions. 16．(　)What is the writer's main purpose of writing the passage? A．To introduce some useful financial skills. B．To show the popularity of mobile payment. C．To tell the importance of financial education. D．To sell some classes on financial education. 第二节　阅读短文，从方框内所给的选项中选出可以填入空白处的最佳选项，其中有一个多余的选项。 Do you work to earn money, or do you receive pocket money from your parents? Most teenagers in Britain receive pocket money from their parents. A report by the Bank of Scotland found that 77% of teenagers receive pocket money.17.________ The average for 8 to 15­year­olds in the UK is about ￡6 a week. Teenagers get more money than younger children. Some 15 to 19­year­olds receive more than ￡100 a month. The report also found that many children save at least a quarter of their weekly pocket money. 18.________ They clean, cook, wash up and take out the rubbish. A part­time job is a choice for teenagers. About 15% of the teenagers have a job. Popular part­time jobs for teens include babysitting, delivering newspapers, shop work, and working in a restaurant or café. Only children over 13 are allowed to work. 19.________ On a school day, they can work two hours a day at most but not during school hours. At weekends and during school holidays they can work longer hours. The national minimum wage for people aged 16～17 is ￡3.57 per hour. 18­year­olds must get a minimum of ￡4.83. 20．________ Parents can put pocket money directly into their child's bank account. Anyway, saving or spending pocket money, working part­time and dealing with banks are all part of the process of becoming a financially independent adult and having to make and look after your own money. 二、完形填空(共10小题，每小题1；共10) Two things changed my life: my mother and a white bike basket. I would be a different person if my __21__ hadn't brought the bike basket into my life. One day, my mother drove me to a bike shop to fix my bike—and there it was in the window. “Mom, please, can I please, please get it? I'll do housework for as long as you say. I'll do __22__， but I need that basket. I love that basket. Please, Mom. Please？” “You know，” she said, “if you save up, you could buy this __23__．” And so our paying plan started. To get the basket, I __24__ here and there. I washed the car, helped my mother make dinner, and so on. In fact, my mother bought the beautiful basket and hid it __25__ in a place I couldn't find. Each week I counted (数) the __26__ I made. And then, weeks later, I counted, recounted and jumped __27__. Oh, happy day! I made it! I had enough money __28__． Days later the unbelievable thing happened. A neighborhood girl appeared with the __29__ basket fixed to her shiny new bike. I rode hard and fast home to tell my mother about this disaster. “Honey, your basket is different from hers，” Mom said gently.“Your basket is special __30__ you paid for it yourself. I think that is what it's all about, and you are really great.” 21．(　)A.father B．mother C．grandmother D．grandfather 22．(　)A.something B．anything C．nothing D．none 23．(　)A.myself B．yourself C．herself D．itself 24．(　)A.worked B．played C．asked D．did 25．(　)A.carefully B．easily C．freely D．clearly 26．(　)A.books B．baskets C．things D．money 27．(　)A.sadly B．excitedly C．luckily D．angrily 28．(　)A.at least B．at all C．at last D．at most 29．(　)A.same B．different C．similar D．strange 30．(　)A.when B．before C．after D．because 第二部分　非选择题(共40) 三、语篇填空(共10小题，每小题1；共10) People get to know about money at a young age. But not everyone 31.________ (know) what to do with their money. Check out the following ideas and see if they are 32.________ (help)． Put money in a bank When you get some money, will you put it in a bank? Why not? The money in the bank can grow over time. For example, if you save 1，000 yuan in a bank, you will get 33.________ (many) than that after a year. Spend money 34.________ (wise) After you have saved some money, you may want to buy something you like. But remember 35.________ (spend) your money wisely. Don't buy things that are not necessary. You can buy a pair of comfortable 36.________ (shoe) for your P. E．class instead of a lot of junk food. Give money away You can spend money not only for yourself, 37.________ also for people in need. It would be so nice 38.________ you to give your money to them. For example, there 39.________ (be) hungry people. They may need your help. Make more money Besides saving and spending, you can also make money by 40.________ (do) some housework. In return, your parents may give you some money. Or you may have a small sale to sell things you don't use anymore. 四、阅读与表达(共4小题，41～43小题，每小题2，44小题4；共10) At an early age, we start learning how to manage money by watching our parents' spending habits. Don't worry if we haven't learned how to save or spend money well. The following life lessons about money can help us form good spending habits. Money doesn't grow on trees. As kids, we don't often think about where money comes from. We need to know that our parents work hard to make money. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn't spend all our money in one go. It's important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realising that our pocket money can't cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can't afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we've dreamed about! Reaching our goal will greatly satisfy us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account is? If not, communicate with your parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt, we should treat money in the right way. Actually, learning about money isn't a hard job. From these lessons, we can get a sense of money management and deal with money wisely step by step! 41．How do we start learning to manage money at an early age? ___________________________________________________________ 42．According to the passage, where does money come from? ____________________________________________________________ 43．What should we do if our pocket money can't cover everything we want? _____________________________________________________________ 44．What do you think of money？Write 30 words or more. _________________________________________________________________________________________________________________________________ 五、书面表达 (共20) 45．假如你是学校理财社团的成员Saving Star，社团指导老师Mr. Money Smart正在征集同学们的理财故事。请用英文描写一段你的个人理财经历，分享你的理财心得和成长过程。 注意：1.词数80～100，文章开头已给出，不计入总词数； 2．内容须包括所有要点，并做适当发挥，使全文连贯、通顺； 3．文中不得提及真实的人名、校名等相关信息。 Mr. Money Smart once told me, “True wealth isn't what you keep, but what you give.” This changed how I see money. _______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________　　　 答案 一、1～4CBDC　5～8CCBA　9～12BBDD 13～16CBAC　17～20EABD 二、21～25BBBAA　26～30DBCAD 三、31.knows　32.helpful　33.more　34.wisely 35．to spend　36.shoes　37.but　38.of 39．are　40.doing 四、41.We start learning to manage money by watching our parents' spending habits./By watching our parents' spending habits. 42．Money comes from parents' hard work. /From parents' hard work. 43．We should make smart spending choices. 44．I think that money is very important/useful/... for me.Our parents work hard to make money. We use it to buy what we need and help others.We should save a part of money for future use as well.(答案不唯一，合理即可) 五、45.One possible version： Mr. Money Smart once told me, “True wealth isn't what you keep, but what you give.” This changed how I see money. I get my pocket money mainly from helping with housework or lucky money during holidays. At first, I spent all my money carelessly on snacks or games. Last month, I decided to divide my money into three parts: 50% for savings, 30% for daily needs, and 20% for charity. I used my savings to buy a valuable English dictionary, and donated the rest to a children's charity. Seeing the children's happy faces made me prouder than ever before! Now I understand that managing money wisely brings real happiness. In the future, I will keep this good habit and learn to make my savings grow even more. (√) Make a spending plan. This can help you save some of your money. (×) Spend money on anything you like. Don't think about its price. (√) Save some of your money. This is a good habit to have. (×) Save all of your money. Don't buy anything at all.A．To get their pocket money, lots of young people have to do housework. B．And there are strict laws about working hours. C．Having a part­time job outside can make you make more. D．In Britain some children and teenagers have a bank account. E．And different families offer different amounts of pocket money.