【单元培优卷】Unit 4 Managing money well 单元全真模拟培优卷-2026-2027学年六年级英语上册人教版（PEP）（新教材）（含答案解析）

这是一份【单元培优卷】Unit 4 Managing money well 单元全真模拟培优卷-2026-2027学年六年级英语上册人教版（PEP）（新教材）（含答案解析），共16页。试卷主要包含了听力选择，听力判断，听力排序，听音理解，选出每组中不同词性的单词，单项选择，用单词的正确形式填空，连词成句等内容，欢迎下载使用。

学校： 班级： 姓名： 成绩：
（听力部分：30分）
一、听力选择（每小题1分，共5分）
1．听录音，选择正确的答案。
( ) 1. Hw much is the ntebk?
A．¥5. B．¥8. C． ¥10.
( ) 2. What des Lucy want t buy?
A．A pencil bx. B．A ruler. C． An eraser.
( ) 3. Hw much mney des Tm have?
A．¥20. B．¥30. C． ¥40.
( ) 4. What is Mike ging t buy first?
A．A strybk. B．A pen. C． A ty car.
( ) 5. Des Lily have enugh mney fr the dll?
A．Yes, she des. B．N, she desn’t. C． We dn’t knw.
二、听力判断（每小题1分，共5分）
2．听短文，判断句子正(T)误(F)。
( ) 1. Lily is 12 years ld.
( ) 2. Lily gets pcket mney frm her father every mnth.
( ) 3. Lily keeps her mney in fur mney jars.
( ) 4. Jar 1 is mney t spend.
( ) 5. Lily uses Jar 3 t save up fr big things.
三、听力排序（每小题2分，共10分）
3．听句子，用数字1–5给下列图片排序。
( ) ( ) ( ) ( ) ( )
四、听音理解（每小题2分，共10分）
4．听录音，回答问题。
( ) 1. Wh usually gives the by sme pcket mney?
A．His parents. B．His grandparents. C． His friends.
( ) 2. Hw des the by spend his pcket mney?
A．He uses it t buy sme unhealthy fd. B．He gives the mney t his parents.
C． He spends the mney n useful things.
( ) 3. What did Max buy? A．Pens. B．Drinks. C． Snacks.
( ) 4. Where are the tw speakers? A．On a bus. B．In a shp. C． At a restaurant.
( ) 5. What is the cnversatin mainly abut?
A．Chsing schl things. B．Making shpping lists. C． Being smart shppers.
（笔试部分：70分）
五、找出每组单词中划线部分发音不同的一项（每小题1分，共5分）
( )5．A．huseB．bluseC．suthD．yung
( )6．A．nearB．hearC．bearD．clear
( )7．A．bkB．lkC．gdD．fd
( )8．A．cardB．farmC．warmD．park
( )9．A．thereB．whereC．hereD．bear
六、选出每组中不同词性的单词。（每小题1分，共5分）
( )10．A．spendB．saveC．mney
( )11．A．expensiveB．usefulC．ticket
( )12．A．haircutB．payC．visit
( )13．A．planB．wantC．need
( )14．A．luckyB．happyC．buy
七、单项选择（每小题1分，共10分）
15．—______ are yu ging t d with yur pcket mney? ( )
—I’m ging t buy a strybk.
A．WhatB．HwC．Where
16．Mike, tgether with his friends, _______ t save up fr a cmputer t learn AI. ( )
A．planB．plansC．planning
17．—_______ are yu ging t spend yur pcket mney? ( )
—I’m ging t buy sme strybks.
A．HwB．WhatC．Where
18．I als want _______ sme ice cream with my pcket mney. ( )
A．buyB．t buyC．buying
19．Paper mney is much lighter ____ heavy metal cins. ( )
A．thanB．thenC．that
20．I have sme lucky mney frm the Spring ______. ( )
A．FestivalB．HlidayC．Day
21．I dn’t have enugh mney nw. I need ____ mre weeks t save. ( )
A．fewB．a fewC．little
22．—______ is the strybk? ( )
—It’s 25 yuan.
A．Hw manyB．Hw muchC．Hw ld
23．We shuld use ur pcket mney ______. ( )
A．gdB．wellC．bad
24．We shuld ______ a budget fr ur spending. ( )
A．makeB．makesC．made
八、用单词的正确形式填空（每小题1分，共5分）
25．She (want) t buy a micrscpe.
26．Many students enjy (learn) abut mney management frm stries.
27．My grandma needs (buy) sme red paper t teach me hw t d paper cutting.
28．We want (visit) the Palace Museum during the Spring Festival.
29．My mum (pay) fr dance classes fr me every mnth.
九、选择方框中合适的短语并用其适当形式填空，补全句子。（每小题1分，共5分）
30．I get 50 yuan as every mnth.
31．We shuld befre we spend t much.
32．My mther is ging t this afternn.
33．I want t frm the bkstre.
34．We shuld learn t fr ur future.
十、连词成句（每小题1分，共5分）
35．save, up, I’m, fr, a, cmputer, ging, t (.)
____________________________________
36．I, have, three, hundred, yuan (.)
____________________________________
37．hw, are, yu, ging, t, spend, it (?)
____________________________________
38．save, I, want, fr, t, a, new ,bike (.)
__________________________________
39．need, I, t, mre, save, mney (.)
______________________________________
十一、句型转换（每小题1分，共5分）
40．I want t buy a micrscpe. (改为否定句)
________________________________________________
41．She is ging t spend 50 yuan. (对划线部分提问)
________________________________________________
42．I’m ging t buy a schlbag. (改为一般疑问句)
________________________________________________
43．Are yu ging t save mney? (作肯定回答)
________________________________________________
44．I get my pcket mney frm my parents. (对划线部分提问)
________________________________________________
十二、补全对话（每小题1分，共5分）
选择合适的句子补全对话。
Millie: Mum, I have sme pcket mney and I want t use it well. 45
Mum: Sure. What d yu want t d with yur mney?
Millie: First, I want t buy sme new things.
Mum: OK. 46
Millie: I dn’t have any ntebks. I need sme new nes. 47
Mum: D yu have any ideas fr the rest f yur mney?
Millie: 48
Mum: Maybe yu can put it in the bank. I can help yu.
Millie: Great! 49
A．Thanks, Mum!
B．I als want t buy sme gifts fr my friends
C．Can yu help me?
D．What d yu want t buy?
E．I have n idea.
十三、完形填空（每小题1分，共5分）
Sarah has 146 yuan. She wants t buy a 50 fr Grandpa. She als wants t 51 a micrscpe. But micrscpes are 52 . She als has sme lucky mney, but she still needs t 53 mre. Her mum says, “Maybe we can wait fr a 54 .”
( )50．A．bkB．sunglassesC．micrscpe
( )51．A．buyB．sellC．make
( )52．A．cheapB．expensiveC．gd
( )53．A．saveB．spendC．use
( )54．A．saleB．helpC．day
十四、阅读判断（每小题1分，共10分）
阅读短文，判断下列句子的正(T)误(F)。
Many students have pcket mney. But mst f them dn’t knw hw t manage it well. Sme students spend all their mney n snacks and tys. It’s a waste f mney. I have a gd way t manage my mney. First, I make a mnthly spending plan. Secnd, I save half f my pcket mney every week. Third, I nly buy useful things. Smetimes I sell my ld bks and tys t get mre mney. I think managing mney well is an imprtant skill fr us.
55．All students knw hw t manage pcket mney well. ( )
56．Spending mney n useless tys is wasting mney. ( )
57．The writer makes a spending plan every mnth. ( )
58．The writer saves all f his pcket mney. ( )
59．Managing mney well is a useful life skill. ( )
根据短文，选择最佳的答案。
Chen Jie is gd at managing her pcket mney. Every week she gets 30 yuan frm her parents. She als gets lucky mney during Spring Festival. She keeps all her mney in three glass jars.
Jar 1 is fr spending. Half f her weekly mney ges here. She buys schl things, snacks and pays fr small services like haircuts. Jar 2 is fr sharing. She uses this mney t buy birthday gifts fr her mum, dad and friends. Jar 3 is fr saving. She never spends this mney easily. She wants t save enugh t buy a new bike next year.
She als writes a spending plan every Sunday. Befre buying expensive things, she always waits fr shps t have sales. She says we shuld knw what we really need, nt just what we want.
60．Where des Chen Jie put her mney? ( )
A．Piggy bank.B．Three jars.C．Schl bag.
61．What is Jar 2 fr? ( )
A．Saving big things.B．Buying gifts t share.C．Daily schl things.
62．What big thing des Chen Jie save mney fr? ( )
A．Micrscpe.B．New bike.C．Rbt ticket.
63．What des Chen Jie d every Sunday? ( )
A．Sell waste things.B．Write a spending plan.C．Wait fr sales.
64．What can we learn frm Chen Jie? ( )
A．Buy all the tys yu want.
B．Learn t use pcket mney wisely.
C．Never spend any mney n gifts.
十五、书面表达（共10分）
65．题目：My Ways t Manage Pcket Mney Well
要求：
1. 不少于6句话，贴合单元话题；
2. 介绍你如何规划零花钱、存钱、区分need和want；
3. 语句通顺，语法正确，无拼写错误。
________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________pcket mney save mney make a plan g t the supermarket buy a magazine
参考答案及试题解析
（听力部分：30分）
1．B A B A B
【解析】原文：
1. A: Hw much is this ntebk?
B: It’s eight yuan.
2. A: What d yu want t buy, Lucy?
B: I want t buy a pencil bx. My ld ne is brken.
3. A: Hw much mney d yu have, Tm?
B: I have thirty yuan in my piggy bank.
4. A: What are yu ging t buy first, Mike?
B: I’m ging t buy a strybk first. Then I will buy a pen.
5. A: The dll is fifty yuan. D yu have enugh mney, Lily?
B: Oh, I nly have frty yuan.
2．T F F T T
【解析】原文：
I have a gd friend. Her name is Lily. She is a 12-year-ld girl. She manages her mney well. Every week she gets sme pcket mney frm her mum. She keeps her mney in three mney jars. Jar 1 is mney t spend. She uses it t buy gds and pay fr services. Jar 2 is mney t share. She uses this mney t buy gifts fr her family and friends. Jar 3 is mney t save. She puts mney there t save up fr big things, like a new bike.
3．5 2 3 4 1
【解析】原文：
1. Tm wants t buy sme drink.
2. Lucy is ging t pay fr a haircut with her pcket mney.
3. We can buy many gds in the supermarket with mney.
4. Linda is waiting fr a sale t buy a schlbag.
5. Mike keeps his mney in a mney jar t save up fr a bike.
4．A C A B C
【解析】原文：
听第一段对话，回答下面两个小题。
W: D yu usually get pcket mney?
M: Of curse, my parents give me sme pcket mney when I d smething gd.
W: Me t. What d yu want t d with yur pcket mney?
M: I want t use the mney t d sme useful things.
听第二段对话，回答下面三个小题。
W: Max, my wallet is crying. I bught t many drinks and snacks.
M: Yu knw what? I nly bught tw pens.
W: But hw? Everything in this stre lks fun t buy. Saving mney is s hard.
M: My mum always says,“Wait and think. D I really need it?”
W: Sunds helpful. And we shuld make a shpping list. Maybe we can wait three days befre buying.
M: I agree. We shuld be smart shppers like ur parents.
（笔试部分：70分）
5．D 6．C 7．D 8．C 9．C
【解析】5．huse，bluse，suth划线部分的发音均为/aʊ/；yung划线部分的发音为/ʌ/。
6．near，hear，clear划线部分的发音均为/ɪə/；bear划线部分的发音为/eə/。
7．bk，lk，gd划线部分的发音均为/ʊ/；fd划线部分的发音为/uː/。
8．card，farm，park划线部分的发音均为/ɑː/；warm划线部分的发音为/ɔː/。
9．there，where，bear划线部分的发音均为/eə/；here划线部分的发音为/ɪə/。
10．C 11．C 12．A 13．A 14．C
【解析】10．spend花费，save节省，都属于动词，mney钱，属于名词。
11．expensive昂贵的，useful有用的，都属于形容词，ticket票，属于名词。
12．haircut理发，属于名词，pay支付，visit参观，都属于动词。
13．plan计划，属于名词，want想要，need需要，都属于动词。
14．lucky幸运的，happy开心的，都属于形容词，buy买，属于动词。
15．A
【解析】句意：—你将用你的零花钱去做_____？—我将要买一本故事书。What什么，Hw怎样，Where在哪里。答句回答了要做的具体事情，用what提问。
16．B
【解析】句意：迈克，和他的朋友们一起，_____攒钱买一台电脑来学习人工智能。句子是一般现在时，主语是Mike，第三人称单数，动词用第三人称单数plans，planning是动名词或动词的现在分词。
17．A
【解析】句意：—你将_____花你的零花钱？—我将买一些故事书。Hw怎样，What什么，Where在哪里，根据答语可知是问花零花钱的方式。
18．B
【解析】句意：我还想用我的零花钱_____一些冰淇淋。想做某事用want t d sth，该空用动词的不定式，
19．A
【解析】句意：纸币________沉重的金属硬币轻得多。句子里出现了形容词的比较级lighter更轻的，比较级后面要接than。
20．A
【解析】句意：我从春节得到了一些压岁钱。the Spring Festival专有名词，春节。
21．B
【解析】句意：我现在没有足够的钱。我需要多几周的时间来存钱。few表否定含义，意为“几乎没有”；a few表肯定含义，意为“几个、一些”；都修饰可数名词。little表否定含义，意思是“几乎没有”，修饰不可数名词。根据句意，是肯定含义。weeks是可数名词复数，因此要用a few。a few mre+可数名词复数，意为“再多几个……”。
22．B
【解析】句意：—这本故事书多少钱？—二十五元。Hw much多少，Hw many多少，Hw ld多大，Hw much用于询问价格或者不可数名词的数量，符合语境。
23．B
【解析】句意：我们应该好好地使用零花钱。use是实义动词，需要用副词修饰，well是副词；gd和bad都是形容词。
24．A
【解析】句意：我们应该为我们的开销做一个预算。make做，动词原形，makes是动词第三人称单数，made是过去式。shuld应该，情态动词，后接动词原形。
25．wants
【解析】句意：她想要买一台显微镜。句子时态为一般现在时，主语She是第三人称单数，动词want要用第三人称单数wants。
26．learning
【解析】句意：许多学生喜欢从故事中学习资金管理。enjy ding sth.喜欢做某事，应填learn的动名词learning。
27．t buy
【解析】句意：我奶奶需要买一些红纸来教我剪纸。need t d sth.需要做某事，为固定搭配，应填动词不定式t buy。
28．t visit
【解析】句意：我们想在春节期间_____故宫博物院。想做某事用want t d sth。
29．pays
【解析】句意：我的妈妈每个月为我交舞蹈课的钱。every mnth每个月，一般现在时，主语my mum我的妈妈，第三人称单数，谓语动词用第三人称单数形式pays。
30．pcket mney 31．make a plan 32．g t the supermarket 33．buy a magazine 34．save mney
【解析】30．句意：我每个月得到50元作为_____。as后需要名词短语，pcket mney零花钱，符合句意。
31．句意：我们应该在我们过度消费之前______。make a plan制定计划，符合句意。shuld是情态动词，后跟动词原形make。
32．句意：我的妈妈今天下午将要_____。g t the supermarket去超市，符合句意。句子时态是一般将来时，be ging t后跟动词原形g。
33．句意：我想要从书店_____。buy a magazine买一本杂志，符合句意。want t d sth想要做某事，want t后跟动词原形buy。
34．句意：我们应该学会为我们的未来_____。save mney省钱，符合句意。learn t d sth学会做某事，learn t后跟动词原形save。
35．I’m ging t save up fr a cmputer.
【解析】I’m ging t我打算，fr为了……，save up存钱，a cmputer一台电脑，根据所给句号，可知句子为陈述句，根据所给单词词义可连成句子：我打算攒钱买一台电脑。
36．I have three hundred yuan.
【解析】I我，have有，three三，hundred百，yuan元，根据单词和所给句号可知，句子是陈述句肯定形式，根据词意连成句子：我有300元。句子开头首字母要大写。
37．Hw are yu ging t spend it?
【解析】hw怎样，are ging t将要，yu你，spend花费，it它，根据所给问号，可知句子是疑问句，根据所给词义可以连成句子：你将怎样花费它？
38．I want t save fr a new bike.
【解析】I 我，want 想要，t 不定式符号，save 攒钱，fr 为了，a 一辆，new 新的，bike 自行车，根据所给句号，可知句子是陈述句，根据所给词义可以连成句子：我想攒钱买一辆新自行车。
39．I need t save mre mney.
【解析】need t需要，I我，mre更多的，save节省，mney钱。根据所给句号可知句子是陈述句，根据所给单词词义连成句子：我需要节省更多的钱。
40．I dn’t want t buy a micrscpe.
【解析】句意：我想买一台显微镜。want是实义动词，主语I是第一人称单数，变否定句要借助助动词dn’t，后接动词原形want。
41．Hw much is she ging t spend?
【解析】句意：她打算花50元。划线部分“50 yuan”是钱数，对钱数提问用hw much。原句中有be动词is，变疑问句时将is提前，置于主语she之前。
42．Are yu ging t buy a schlbag?
【解析】原句句意：我打算买一个书包。句中含有be动词am，改为一般疑问句时，需要把对应的be动词am变为are，放在句首首字母大写，主语I转换为yu，其余语序保持不变。
43．Yes, I am. / Yes, we are.
【解析】句意：你/你们将要存钱吗？原句是由be引导的一般疑问句，主语是yu (你/你们)。作肯定回答时，基本结构为“Yes, 主语+be”。问句主语是yu，答语主语应相应变为I (我) 或we (我们)，I对应be为am，we对应be为are。
44．Where d yu get yur pcket mney?
【解析】句意：我从父母那里得到零花钱。对零花钱的来源“frm my parents”提问用Where哪里，句子时态为一般现在时，主语I转换为yu，get是实义动词，需借助助动词d构成疑问语气，其后动词用原形get，my对应改为yur。
45．C 46．D 47．B 48．E 49．A
【导语】本文是米莉和妈妈谈论自己的零花钱的一段情景对话
【解析】45．根据下句当然可以。可知这句是请求得到帮助，选C“你可以帮助我吗？”
46．根据上句我想要买一些新东西。可知这句是询问对方想买什么，选D“你想要买什么？”
47．根据前文我需要一些新笔记本。可知这句继续描述自己想要买的物品，选B“我还想要给我的朋友们买一些礼物。”
48．根据上句对于你剩余的钱有没有任何想法，可知这句要回答自己有或没有想法，选E“我不知道。”
49．根据上句我可以帮助你。可知这句要表达感谢，选A“谢谢，妈妈！”
50．A 51．A 52．B 53．A 54．A
【导语】本文讲述萨拉计划用零花钱购物的小故事。
【解析】50．句意：萨拉有146元。她想要给爷爷买一_____。bk书，sunglasses太阳镜，micrscpe显微镜。冠词a后接单数名词，结合后文语境，这里选择书。
51．句意：她还想要_____一台显微镜。buy买，sell卖，make制作。根据句意，可知这里想要购买显微镜。
52．句意：但是显微镜是_____。cheap便宜的，expensive昂贵的，gd好的。后文提到钱不够，说明显微镜价格昂贵。
53．句意：她也有一些压岁钱，但是她还需要_____更多钱。save积攒，spend花费，use使用。根据句意，可知现有金额不足，需要积攒更多的钱。
54．句意：妈妈说：“或许我们可以等一场_____。”sale大减价，help帮助，day日子。根据句意，可知这里是等待打折。
55．F 56．T 57．T 58．F 59．T
【导语】本文主要介绍作者对零用钱的管理。
【解析】55．句意：所有的学生都知道如何管理好零用钱。根据“But mst f them dn’t knw hw t manage it well.”可知是大部分学生都不知道如何管理好零用钱。
56．句意：把钱花在无用的玩具上就是浪费钱。根据“Sme students spend all their mney n snacks and tys. It’s a waste f mney.”可知表达正确。
57．句意：作者每个月都会制定一个支出计划。根据“First, I make a mnthly spending plan.”可知表达正确。
58．句意：作者把所有的零用钱都存起来了。根据“Secnd, I save half f my pcket mney every week.”可知是存一半。
59．句意：妥善管理金钱是一项有用的生活技能。根据“I think managing mney well is an imprtant skill fr us.”可知表达正确。
60．B 61．B 62．B 63．B 64．B
【导语】本文主要讲述了陈杰管理零花钱的方式，包括她的零花钱来源、用三个玻璃罐分别存放消费、分享、储蓄用途的钱，以及制定消费计划、理性消费的小技巧，传递合理管理零花钱的理念。
【解析】60．句意：陈杰把她的钱放在哪里？Piggy bank.存钱罐。Three jars.三个罐子。Schl bag.书包。根据“She keeps all her mney in three glass jars.”可知陈杰把钱放在三个玻璃罐里。
61．句意：2号罐子是用来做什么的？Saving big things.存放大东西。Buying gifts t share.购买礼物分享。Daily schl things.日常学校用品。根据“Jar 2 is fr sharing. She uses this mney t buy birthday gifts fr her mum, dad and friends.”可知2号罐子是用来买礼物分享的。
62．句意：陈杰攒钱买的大件物品是什么？Micrscpe.显微镜。New bike.新自行车。Rbt ticket.机器人票。根据“Jar 3 is fr saving. She never spends this mney easily. She wants t save enugh t buy a new bike next year.”可知她攒钱是为了买新自行车。
63．句意：陈杰每周日会做什么？Sell waste things.卖废品。Write a spending plan.写支出计划。Wait fr sales.等待促销活动。根据“She als writes a spending plan every Sunday.”可知她每周日会写一份消费计划。
64．句意：我们能从陈杰身上学到什么？Buy all the tys yu want.买你想要的所有玩具。Learn t use pcket mney wisely.学会明智地使用零花钱。Never spend any mney n gifts.不要在礼物上花任何钱。根据全文陈杰分类管理零花钱、提前做计划、理性区分需要和想要的消费行为，以及“She says we shuld knw what we really need, nt just what we want.”可知我们要学会明智地使用零花钱。
65．范文：
My Ways t Manage Pcket Mney Well
It is very imprtant fr us t manage pcket mney well. I get 30 yuan every week frm my parents. First, I write a simple spending plan every Sunday. I learn t tell my needs frm my wants. Bks and haircuts are my needs, but expensive tys are just wants. I have tw small jars fr my mney. One jar is fr daily spending n schl things. The ther jar is fr savings. I wait fr sales befre buying expensive things like new schlbags. I als sell waste bttles t get a little mre mney. Smetimes I use my savings t buy small gifts fr my family. I never waste mney n t many snacks. I think these ways help me use mney wisely.
【解析】题干解读：人称用第一人称，时态用一般现在时。
参考词汇和句型：
参考词汇：imprtant重要的，manage管理，a simple spending plan一个简单的开支计划，learn学习，tell needs frm wants区分需求与欲望，haircuts理发，expensive贵的，jar罐子，daily spending n schl things学习用品的日常开支，savings存款，sales打折，waste bttles废瓶子，gifts礼物，snacks零食，wisely明智地
参考句型：It is … fr … t …；I …；I think …